PAS & Telematics

Insurance infrastructure, from telematics to PAS

Klarent gives carriers and MGAs a modern policy administration core and a production-grade telematics SDK — one platform for the entire policy lifecycle and the driving data that prices it.

Environments and credentials for your integration come from our commercial team.
Two products, one platform

Everything you need to write, service and price a policy.

PAS runs the policy lifecycle. Telematics measures how the vehicle is actually driven. Together they close the loop between what you underwrite and what happens on the road.

Platform capabilities

A core that your team can actually change.

Rating, rules and documents are configuration — versioned, testable and deployable without a release train. Every state change emits a typed event, so the rest of your estate stays in sync.

Policy lifecycle

Quote, bind, endorse, renew and cancel through one consistent API surface, with full audit history on every transition.

Billing

Invoices, installment schedules and billing records generated straight from the policy, so servicing and finance always work from the same numbers.

Underwriting & rating

Express rules and rating as versioned, testable configuration. Compare versions and roll forward without a code deploy.

Document generation

Produce policy packets, declarations and notices from templates — at issue, on endorsement or on demand.

Event streaming

Every state change emits a typed event with a stable schema, so downstream systems never drift out of sync.

Behavior scoring

Trips, events and risk scores from the DriveMotion SDK, delivered in a shape your pricing models can consume directly.

Telematics

Measure how the car is actually driven.

DriveMotion collects trips in the background on iOS and Android, scores behavior on device, and streams the results into the same platform that holds the policy — so what you price and what you observe finally agree.

  • Background trip collection with battery-aware sampling
  • Harsh braking, acceleration, cornering and crash detection
  • Per-trip and rolling driver scores, versioned per model
  • Delivered to PAS as typed events, ready for rating
View SDK docs →
DriveMotionSetup.swift
importDriveMotion
 
letdrive = DriveMotion.configure(
  apiKey:"klr_live_…",
  driverId: session.driverId
)
 
// trips upload and score automatically
drive.start()
Integration

From sandbox to production in three steps.

01

Get your environments

Our commercial team provisions your environments and issues the API credentials for your integration.

02

Build against the docs

Work through the developer portal — PAS endpoints, event schemas and the DriveMotion SDK, with guides for each.

03

Go live with confidence

Promote to production against the same contracts you tested, with versioned schemas that do not shift underneath you.

Ready to see Klarent on your book?

Walk through PAS and Telematics with our team, and we will map the platform to your lines of business.